Takroa and Nelay gathered their four daughters at their Visalia home and handed the final mortgage payment check to Habitat’s retired executive Director Betsy Murphy. Betsy was part of the selection committee when Takroa and Nelay were first informed that they would be Habitat homeowners and  when they moved into the home in 2003. 17 years later, and after a lot of saving, the mortgage to Habitat is paid off.

They were living in a one bedroom apartment that was in poor condition and expensive. Nelay even remembers having to put tape on the ceiling to try and prevent a leak from the apartment bathroom upstairs. They both worked very hard to build the Habitat home and raise their children, watching the girls excel in school and their oldest daughter graduate from Fresno State.

“We were so blessed” said Nelay. “It was our faith that led us to Habitat, and Habitat to our home”

So many other families are in need of a decent and affordable place to raise their families. Help them build strength, stability and self-reliance like Takroa and Nelay.



 

Early morning on Thursday, June 11th, more than 30 community members joined Habitat staff, homeowners and board members at the site of Habitat’s next homeowership project in Hanford. The property at 403 W. Cameron will soon have teams of volunteers joining the future homeowners as they raise wall on an affordable house that they will call home.

The groundbreaking celebration was the first step in starting the project but it was also forward momentum after months of lock-down. Affordable housing is critical for low-income families and for the community in which they live.

Thank you to Vice Mayor Francisco Ramirez, City Council member Art Bueno, Past City Manager Mike Olmos, John Murphy-General Manager of Walmart DC, Bucky Weeks-Adventist Health, Jeff & Jeanette Tackett, and the other community leaders who attended our Groundbreaking Celebration!

We will be scheduling volunteers as construction starts the end of July so please contact Anita at programasst@hfhtkc.org or call 559-734-4040 ext 100 to sign-up as an individual or group.

You can also donate to the Cameron Build project and help us build homes, communities and hope. CLICK HERE

CHECK OUT PICTURES FROM OUR GROUNDBREAKING!

 

On behalf of the Habitat for Humanity of Tulare/Kings Counties’ board of directors, staff and the families we serve, thank you to Wells Fargo for supporting Habitat for Humanity of Tulare/Kings Counties with a grant of $10,000 to help with COVID-19 relief. During this incredibly challenging time, supporting community seems to be more important than ever. Non-profits, and those they serve, have been hit hard, but we know that by working together, we will continue to build strength, stability and self-reliance in Tulare and Kings Counties.

For more than 25 years, Habitat for Humanity has partnered with hard-working, low-income local families to offer first-time homeownership opportunities as well as vital home repairs for people who already own their home but are challenged by age, disability or circumstance. These vulnerable populations are extremely cost-burdened and have few options for assistance. Many families believe that a decent and affordable home is out of their reach.

Businesses, congregations, service clubs and individuals can all join the Habitat for Humanity mission by providing funding, in-kind donations and volunteerism.

When everyone has an affordable place live, the entire community is stronger and healthier.

Again, thank you Wells Fargo for your support.

WE ARE PRAYING FOR EVERYONE DURING THIS DIFFICULT TIME. WE ARE ALL IN THIS TOGETHER.



The Combined Federal Campaign is offering an opportunity for federal employees to support local non-profits dealing with the impact from COVID-19.

This special solicitation is for Federal employees, members of the military, postal workers and retirees. You can create a new gift or an extra gift to Habitat for

Humanity of Tulare/Kings Counties online or through the CFC mobile giving app.

Support Habitat for Humanity of Tulare Kings Counties by signing up through the donor pledging system at: https://cfcgiving.opm.gov/welcome

& search for Habitat using CFC #22213

Your support with help us continue our mission to provide decent and

affordable housing for local families impacted by Covid-19.

Stay safe and thank you for your support.

 

Sharon and her husband were living in a church classroom when they heard about Habitat for Humanity and applied for a home in Visalia. In August of 2018, 22 years after making her first mortgage payment to Habitat, she walked into the Habitat office and made her last. During those 22 years Sharon raised her children and is now enjoying sharing her home with her grandchildren.

Having a home meant everything everything to Sharon and her family. Take a moment and hear her story.

You can be a part of making sure that everyone has a decent and affordable place to live. Donate to Habitat’s programs today and help a local family tomorrow. 

Qualified Charitable Distributions: Using Your IRA to Give from the Heart

From Trish Arnold @ LPL Financial (2019 Dec 27)

The Tax Cuts and Jobs Act roughly doubled the standard deduction ($12,200 for single filers and $24,400 for married taxpayers filing jointly in 2019) and indexed it for inflation through 2025. As a result, far fewer taxpayers will itemize deductions on their tax returns, and some people may be disappointed that they no longer benefit from writing off their donations.

If you are 70½ or older, you can use a qualified charitable distribution (QCD) to donate from your IRA and get a tax break, whether you itemize or not. Not coincidentally, this is the same age you must begin taking annual required minimum distributions (RMDs), which are normally taxed as ordinary income, or face a 50% penalty on the amount that should have been withdrawn.

QCDs satisfy all or part of any RMDs that you would otherwise have to take from your IRA. Better yet, QCDs are excluded from your income, so they help lower your adjusted gross income (AGI) as well.

How QCDs work

The IRA custodian must issue a check made out to a qualified public charity (not a private foundation, donor-advised fund, or supporting organization). In some cases, the IRA custodian may provide a checkbook from which you can write checks to chosen charities. Be aware that any check you write will count as a QCD for the year in which it is cashed by the charity, whereas a check from the custodian counts for the year in which it is issued.

You can take an RMD any time during the year you turn 70½, but you must wait until after you are 70½ to make a QCD. The QCD exclusion is limited to $100,000 per year. If you’re married, your spouse can also contribute up to $100,000 from his or her IRA. You cannot deduct a QCD as a charitable contribution on your federal income tax return — that would be double-dipping.

A QCD must be an otherwise taxable distribution from your IRA. If you’ve made nondeductible contributions, then each distribution normally carries with it a pro-rata amount of taxable and nontaxable dollars. With QCDs, the pro-rata rule is ignored, and taxable dollars are treated as distributed first.

Tax perks for givers

If you no longer itemize, you could reduce your tax bill by donating with QCDs from your IRA instead of writing checks from your standard checking account. And if you still itemize, QCDs might prove more valuable than tax deductions. That’s because they can help address tax issues that might be triggered by income from RMDs.

For example, an itemized deduction reduces your taxable income by the amount of the charitable gift, but it does not reduce your adjusted gross income. This is a key distinction because the 3.8% tax on net investment income, Medicare premium costs, taxes on Social Security benefits, and some tax credits are based on AGI.

Also, charitable giving can typically be deducted only if it is less than 60% of your adjusted gross income. But with QCDs, you may be able to give more than 60% of your AGI and exclude the entire amount (up to the $100,000 cap) from your taxable income.

Time for a rollover?

Qualified charitable distributions are available from traditional IRAs, Roth IRAs (with taxable amounts), and inactive SIMPLE or SEP IRAs, but they are not allowed from employer retirement plans such as 401(k)s and 403(b)s. Thus, you might consider rolling funds from an employer plan to an IRA if you want to take advantage of a giving strategy that involves QCDs.

 

Federal employees have the opportunity to help support their local Habitat for Humanity by donating through the yearly Combined Federal Campaign. The mission of the CFC is to promote and support philanthropy through a program that is employee focused, cost-efficient, and effective in providing all federal employees the opportunity to improve the quality of life for all.

Habitat is once again registered with the CFC to help support on-going home-ownership and home repair projects in Tulare and Kings Counties. Federal employees can find out more information at https://www.opm.gov/combined-federal-campaign/

Support Habitat for Humanity of Tulare/Kings Counties – #22213

Check out this short video for HFHTKC.

On July 26th and 27th, more than 20 volunteers from Leprino Foods (East and West), joined the Goldsmith family and Habitat for Humanity staff to start an amazing home remodel. The growing family of eight needed to add a bathroom and bedroom to provide room for 6 growing boys, and Leprino Foods jumped on board with financial a literal support. The volunteers started the demolition needed to add the new space to the existing house then built all the exterior walls for the addition.

The project will continue for the next couple of months and Habitat is scheduling volunteer teams now! Give us a call at 734-4040 ext 100 and ask for Anita. You can also sign-up today!

Check out pictures from the Construction Site!

Leprino Foods East-Video

Leprino Foods West-Video

Thank you so much to Leprino Foods, Pacific Western Bank for hosting the job-site and joining in to get dirty!

 

 

Tina was living in a room no bigger than a closet and paying for the privilege. She never thought that one day she would be able to leave that closet behind and become a homeowner through Habitat for Humanity of Tulare/Kings Counties. Check out her story.

Volunteers from Zeltmacher Structural Engineering helped Habitat for Humanity staff assemble a cute playhouse that will be the “Treasure Hunt” prize for the 26th Annual SpringFest at the Visalia Convention Center on Friday, February 8-9 & 10. Habitat for Humanity ReStore will  have items on display in a large booth on 1st avenue and will host the playhouse for guests playing the “Treasure Hunt” game during the event. All guests will be given a “Treasure Hunt” card when they arrive at the convention center and need to have their cards stamped by volunteers and staff at all the designated booths. These cards will be handed in when complete and a winner will be drawn on Sunday.

The ReStore, a building materials thrift store, is operated by Habitat for Humanity and sell usable, donated items for the home at a discounted rate. These sales then help support Habitat’s mission of building homes, community and hope. The ReStore is open to the public for shoppers and accepts donations of gently used household items during regular business hours.

Two locations to better serve you:

637 S Lovers Lane, Visalia, CA 93292
415 W Lacey Blvd, Hanford, Ca 93230

CHECK OUT PICTURES OF THE PLAYHOUSE